為全社會各界(jie)客戶提供全方位的國際貿(mao)易專業(ye)服(fu)務(wu)，幫助客戶完成外事聯系(xi)、外貿(mao)談判(pan)、商務(wu)合同簽(qian)署；代辦國內外貨物運輸(shu)、保險、通關、報檢、外匯收付結算；協辦招標、立項、減免稅(shui)、進出口許可證、出口退(tui)（免）稅(shui)等(deng)業(ye)務(wu)。
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2021
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貿易投資：人民幣的新機遇來了
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?最近(jin)半年(nian)(nian)(nian)(nian)(nian)(nian)來(lai)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)持(chi)(chi)(chi)(chi)(chi)續(xu)升值給外(wai)(wai)貿(mao)(mao)(mao)(mao)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)帶來(lai)匯(hui)(hui)率(lv)成本(ben)(ben)壓力(li)。順勢而為(wei)，人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)作為(wei)降低企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)匯(hui)(hui)率(lv)風險(xian)的(de)(de)(de)(de)(de)(de)根本(ben)(ben)之策(ce)(ce)正在(zai)(zai)加(jia)(jia)速(su)(su)推(tui)(tui)進(jin)(jin)(jin)。自2月(yue)4日起(qi)，由(you)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)銀(yin)行(xing)、商(shang)務(wu)部(bu)等六部(bu)門(men)聯合發(fa)(fa)(fa)布(bu)的(de)(de)(de)(de)(de)(de)《關(guan)于進(jin)(jin)(jin)一(yi)(yi)步(bu)(bu)優化(hua)(hua)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)政(zheng)策(ce)(ce)支(zhi)持(chi)(chi)(chi)(chi)(chi)穩(wen)(wen)外(wai)(wai)貿(mao)(mao)(mao)(mao)穩(wen)(wen)外(wai)(wai)資(zi)(zi)(zi)(zi)的(de)(de)(de)(de)(de)(de)通(tong)(tong)(tong)(tong)知》將(jiang)(jiang)正式(shi)實施，推(tui)(tui)動(dong)更(geng)高(gao)(gao)水平貿(mao)(mao)(mao)(mao)易投資(zi)(zi)(zi)(zi)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)便(bian)(bian)利(li)化(hua)(hua)，進(jin)(jin)(jin)一(yi)(yi)步(bu)(bu)簡化(hua)(hua)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)流程。 人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)加(jia)(jia)速(su)(su)推(tui)(tui)進(jin)(jin)(jin) 2020年(nian)(nian)(nian)(nian)(nian)(nian)，人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)匯(hui)(hui)率(lv)一(yi)(yi)路走(zou)高(gao)(gao)。中(zhong)(zhong)國(guo)(guo)(guo)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)銀(yin)行(xing)貨(huo)(huo)(huo)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)政(zheng)策(ce)(ce)司(si)(si)司(si)(si)長(chang)(chang)孫國(guo)(guo)(guo)峰1月(yue)15日介紹，2020年(nian)(nian)(nian)(nian)(nian)(nian)末(mo)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)對(dui)(dui)(dui)美元匯(hui)(hui)率(lv)比上年(nian)(nian)(nian)(nian)(nian)(nian)末(mo)升值6.9%，人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)對(dui)(dui)(dui)一(yi)(yi)籃(lan)子(zi)貨(huo)(huo)(huo)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)升值約4%。 “人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)持(chi)(chi)(chi)(chi)(chi)續(xu)升值，加(jia)(jia)上原材料(liao)價格上漲(zhang)、海運費飆升，不斷蠶食著(zhu)(zhu)外(wai)(wai)貿(mao)(mao)(mao)(mao)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)的(de)(de)(de)(de)(de)(de)利(li)潤。”寧波如(ru)意股(gu)份有(you)(you)(you)(you)(you)限(xian)公司(si)(si)外(wai)(wai)銷(xiao)部(bu)副總經(jing)理(li)施敏雪(xue)在(zai)(zai)接受(shou)國(guo)(guo)(guo)際(ji)商(shang)報記者采訪時(shi)(shi)如(ru)是(shi)說。 面對(dui)(dui)(dui)這(zhe)一(yi)(yi)形勢，國(guo)(guo)(guo)家及(ji)地(di)方層面引導(dao)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)的(de)(de)(de)(de)(de)(de)步(bu)(bu)伐在(zai)(zai)加(jia)(jia)速(su)(su)。 截(jie)至2020年(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)末(mo)，辦理(li)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)金(jin)(jin)額(e)4.12萬(wan)億(yi)元，同(tong)比增(zeng)(zeng)(zeng)長(chang)(chang)26.2%，占本(ben)(ben)外(wai)(wai)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)的(de)(de)(de)(de)(de)(de)比例達40.1%……這(zhe)是(shi)中(zhong)(zhong)國(guo)(guo)(guo)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)銀(yin)行(xing)廣(guang)(guang)州(zhou)分(fen)行(xing)1月(yue)14日發(fa)(fa)(fa)布(bu)的(de)(de)(de)(de)(de)(de)廣(guang)(guang)東2020年(nian)(nian)(nian)(nian)(nian)(nian)經(jing)濟金(jin)(jin)融數(shu)據(ju)。廣(guang)(guang)州(zhou)分(fen)行(xing)已(yi)將(jiang)(jiang)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)更(geng)高(gao)(gao)水平便(bian)(bian)利(li)化(hua)(hua)試點由(you)自貿(mao)(mao)(mao)(mao)試驗區(qu)(qu)拓(tuo)展(zhan)(zhan)到大(da)(da)灣區(qu)(qu)，截(jie)至2020年(nian)(nian)(nian)(nian)(nian)(nian)末(mo)已(yi)有(you)(you)(you)(you)(you)563家廣(guang)(guang)東不含深圳企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)納(na)入名單。2020年(nian)(nian)(nian)(nian)(nian)(nian)，人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)成為(wei)廣(guang)(guang)東第二大(da)(da)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)結(jie)算(suan)貨(huo)(huo)(huo)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)，并超越美元成為(wei)粵港澳大(da)(da)灣區(qu)(qu)第一(yi)(yi)大(da)(da)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)結(jie)算(suan)貨(huo)(huo)(huo)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)。 作為(wei)外(wai)(wai)貿(mao)(mao)(mao)(mao)大(da)(da)省，人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)成為(wei)廣(guang)(guang)東第一(yi)(yi)大(da)(da)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)結(jie)算(suan)貨(huo)(huo)(huo)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)意義(yi)重大(da)(da)。從(cong)全國(guo)(guo)(guo)來(lai)看，自2011年(nian)(nian)(nian)(nian)(nian)(nian)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)貿(mao)(mao)(mao)(mao)易人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)內(nei)(nei)地(di)域范圍擴大(da)(da)至全國(guo)(guo)(guo)以來(lai)，人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)結(jie)算(suan)就駛上了快(kuai)車道，這(zhe)為(wei)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)規避匯(hui)(hui)率(lv)風險(xian)帶來(lai)利(li)好。 尤其(qi)是(shi)今年(nian)(nian)(nian)(nian)(nian)(nian)，人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)結(jie)算(suan)在(zai)(zai)快(kuai)車道上再次“提(ti)速(su)(su)”1月(yue)4日，《關(guan)于進(jin)(jin)(jin)一(yi)(yi)步(bu)(bu)優化(hua)(hua)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)政(zheng)策(ce)(ce)支(zhi)持(chi)(chi)(chi)(chi)(chi)穩(wen)(wen)外(wai)(wai)貿(mao)(mao)(mao)(mao)穩(wen)(wen)外(wai)(wai)資(zi)(zi)(zi)(zi)的(de)(de)(de)(de)(de)(de)通(tong)(tong)(tong)(tong)知》發(fa)(fa)(fa)布(bu)；1月(yue)5日，中(zhong)(zhong)國(guo)(guo)(guo)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)銀(yin)行(xing)、國(guo)(guo)(guo)家外(wai)(wai)匯(hui)(hui)管理(li)局決定(ding)將(jiang)(jiang)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)內(nei)(nei)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)外(wai)(wai)放款的(de)(de)(de)(de)(de)(de)宏觀審慎調節系數(shu)由(you)0.3上調至0.5，境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)內(nei)(nei)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)外(wai)(wai)放款的(de)(de)(de)(de)(de)(de)上限(xian)相(xiang)應(ying)提(ti)高(gao)(gao)。 業(ye)(ye)(ye)(ye)(ye)內(nei)(nei)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)士認(ren)為(wei)，在(zai)(zai)中(zhong)(zhong)國(guo)(guo)(guo)大(da)(da)力(li)推(tui)(tui)進(jin)(jin)(jin)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)國(guo)(guo)(guo)際(ji)化(hua)(hua)的(de)(de)(de)(de)(de)(de)當(dang)(dang)下，便(bian)(bian)利(li)的(de)(de)(de)(de)(de)(de)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)政(zheng)策(ce)(ce)能有(you)(you)(you)(you)(you)力(li)推(tui)(tui)動(dong)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)在(zai)(zai)更(geng)多(duo)(duo)場(chang)(chang)(chang)景(jing)中(zhong)(zhong)使(shi)用(yong)。外(wai)(wai)貿(mao)(mao)(mao)(mao)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)迎來(lai)了推(tui)(tui)廣(guang)(guang)使(shi)用(yong)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)的(de)(de)(de)(de)(de)(de)有(you)(you)(you)(you)(you)利(li)時(shi)(shi)機，這(zhe)將(jiang)(jiang)進(jin)(jin)(jin)一(yi)(yi)步(bu)(bu)增(zeng)(zeng)(zeng)強外(wai)(wai)國(guo)(guo)(guo)客戶使(shi)用(yong)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)的(de)(de)(de)(de)(de)(de)意愿。 中(zhong)(zhong)國(guo)(guo)(guo)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)銀(yin)行(xing)發(fa)(fa)(fa)布(bu)的(de)(de)(de)(de)(de)(de)《2020年(nian)(nian)(nian)(nian)(nian)(nian)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)國(guo)(guo)(guo)際(ji)化(hua)(hua)報告》顯(xian)(xian)示(shi)(shi)，2019年(nian)(nian)(nian)(nian)(nian)(nian)，銀(yin)行(xing)代客人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)收付(fu)(fu)金(jin)(jin)額(e)合計19.67萬(wan)億(yi)元，同(tong)比增(zeng)(zeng)(zeng)長(chang)(chang)24.1%，意味著(zhu)(zhu)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)使(shi)用(yong)逆勢持(chi)(chi)(chi)(chi)(chi)續(xu)快(kuai)速(su)(su)增(zeng)(zeng)(zeng)長(chang)(chang)，收付(fu)(fu)金(jin)(jin)額(e)創歷史新(xin)(xin)高(gao)(gao)。人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)在(zai)(zai)主(zhu)要國(guo)(guo)(guo)際(ji)支(zhi)付(fu)(fu)貨(huo)(huo)(huo)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)中(zhong)(zhong)排第5位，市(shi)(shi)場(chang)(chang)(chang)份額(e)為(wei)1.76%。 除了有(you)(you)(you)(you)(you)利(li)的(de)(de)(de)(de)(de)(de)政(zheng)策(ce)(ce)環境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)，中(zhong)(zhong)國(guo)(guo)(guo)當(dang)(dang)前推(tui)(tui)動(dong)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)還有(you)(you)(you)(you)(you)一(yi)(yi)個有(you)(you)(you)(you)(you)利(li)因(yin)素：全球(qiu)對(dui)(dui)(dui)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)和人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)資(zi)(zi)(zi)(zi)產(chan)持(chi)(chi)(chi)(chi)(chi)有(you)(you)(you)(you)(you)的(de)(de)(de)(de)(de)(de)意愿在(zai)(zai)持(chi)(chi)(chi)(chi)(chi)續(xu)上升。中(zhong)(zhong)國(guo)(guo)(guo)銀(yin)行(xing)最新(xin)(xin)發(fa)(fa)(fa)布(bu)的(de)(de)(de)(de)(de)(de)2020年(nian)(nian)(nian)(nian)(nian)(nian)一(yi)(yi)季度(du)離岸人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)指數(shu)(ORI)顯(xian)(xian)示(shi)(shi)，得(de)益于相(xiang)對(dui)(dui)(dui)穩(wen)(wen)定(ding)的(de)(de)(de)(de)(de)(de)匯(hui)(hui)率(lv)表(biao)現、相(xiang)對(dui)(dui)(dui)具有(you)(you)(you)(you)(you)吸(xi)引力(li)的(de)(de)(de)(de)(de)(de)資(zi)(zi)(zi)(zi)產(chan)收益和相(xiang)對(dui)(dui)(dui)穩(wen)(wen)定(ding)的(de)(de)(de)(de)(de)(de)資(zi)(zi)(zi)(zi)本(ben)(ben)市(shi)(shi)場(chang)(chang)(chang)，境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)外(wai)(wai)持(chi)(chi)(chi)(chi)(chi)有(you)(you)(you)(you)(you)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)資(zi)(zi)(zi)(zi)產(chan)的(de)(de)(de)(de)(de)(de)意向進(jin)(jin)(jin)一(yi)(yi)步(bu)(bu)提(ti)升。2020年(nian)(nian)(nian)(nian)(nian)(nian)一(yi)(yi)季度(du)末(mo)，多(duo)(duo)數(shu)離岸人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)市(shi)(shi)場(chang)(chang)(chang)的(de)(de)(de)(de)(de)(de)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)存款余(yu)額(e)增(zeng)(zeng)(zeng)長(chang)(chang)，境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)外(wai)(wai)央行(xing)將(jiang)(jiang)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)資(zi)(zi)(zi)(zi)產(chan)納(na)入官方儲備資(zi)(zi)(zi)(zi)產(chan)的(de)(de)(de)(de)(de)(de)規模折合2215億(yi)美元，創下歷史新(xin)(xin)高(gao)(gao)。 新(xin)(xin)業(ye)(ye)(ye)(ye)(ye)態(tai)受(shou)關(guan)注 細覽六部(bu)門(men)聯合發(fa)(fa)(fa)布(bu)的(de)(de)(de)(de)(de)(de)《通(tong)(tong)(tong)(tong)知》，亮點頗多(duo)(duo)，其(qi)中(zhong)(zhong)就包括支(zhi)持(chi)(chi)(chi)(chi)(chi)貿(mao)(mao)(mao)(mao)易新(xin)(xin)業(ye)(ye)(ye)(ye)(ye)態(tai)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)。 受(shou)新(xin)(xin)冠肺炎疫情沖擊，跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)電商(shang)等新(xin)(xin)業(ye)(ye)(ye)(ye)(ye)態(tai)發(fa)(fa)(fa)展(zhan)(zhan)迅猛。海關(guan)總署發(fa)(fa)(fa)布(bu)的(de)(de)(de)(de)(de)(de)最新(xin)(xin)統(tong)計數(shu)據(ju)顯(xian)(xian)示(shi)(shi)，2020年(nian)(nian)(nian)(nian)(nian)(nian)，外(wai)(wai)貿(mao)(mao)(mao)(mao)新(xin)(xin)業(ye)(ye)(ye)(ye)(ye)態(tai)蓬勃發(fa)(fa)(fa)展(zhan)(zhan)，全年(nian)(nian)(nian)(nian)(nian)(nian)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)電商(shang)進(jin)(jin)(jin)出口1.69萬(wan)億(yi)元，增(zeng)(zeng)(zeng)長(chang)(chang)31.1%，成為(wei)穩(wen)(wen)外(wai)(wai)貿(mao)(mao)(mao)(mao)的(de)(de)(de)(de)(de)(de)重要力(li)量(liang)(liang)。相(xiang)關(guan)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)通(tong)(tong)(tong)(tong)過(guo)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)降低匯(hui)(hui)兌成本(ben)(ben)的(de)(de)(de)(de)(de)(de)需(xu)求也更(geng)加(jia)(jia)迫切(qie)。 新(xin)(xin)光數(shu)字貿(mao)(mao)(mao)(mao)易研究院院長(chang)(chang)林智(zhi)勇在(zai)(zai)接受(shou)國(guo)(guo)(guo)際(ji)商(shang)報記者采訪時(shi)(shi)表(biao)示(shi)(shi)，當(dang)(dang)前，跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)零售平臺(tai)(tai)主(zhu)要通(tong)(tong)(tong)(tong)過(guo)第三方支(zhi)付(fu)(fu)平臺(tai)(tai)信(xin)用(yong)卡(ka)收款，然(ran)后進(jin)(jin)(jin)行(xing)結(jie)匯(hui)(hui)和中(zhong)(zhong)國(guo)(guo)(guo)國(guo)(guo)(guo)內(nei)(nei)收款服務(wu)。新(xin)(xin)的(de)(de)(de)(de)(de)(de)政(zheng)策(ce)(ce)有(you)(you)(you)(you)(you)利(li)于跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)電商(shang)平臺(tai)(tai)開展(zhan)(zhan)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)業(ye)(ye)(ye)(ye)(ye)務(wu)。 與(yu)此(ci)同(tong)時(shi)(shi)，林智(zhi)勇直言，目前跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)支(zhi)付(fu)(fu)主(zhu)要滿足大(da)(da)宗貿(mao)(mao)(mao)(mao)易等需(xu)要，隨著(zhu)(zhu)新(xin)(xin)業(ye)(ye)(ye)(ye)(ye)態(tai)快(kuai)速(su)(su)發(fa)(fa)(fa)展(zhan)(zhan)，跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)電商(shang)的(de)(de)(de)(de)(de)(de)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)應(ying)受(shou)到更(geng)多(duo)(duo)重視。當(dang)(dang)前，跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)電商(shang)平臺(tai)(tai)使(shi)用(yong)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)的(de)(de)(de)(de)(de)(de)主(zhu)要難(nan)點在(zai)(zai)于用(yong)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)定(ding)價難(nan)和國(guo)(guo)(guo)外(wai)(wai)支(zhi)付(fu)(fu)公司(si)(si)尚(shang)未大(da)(da)量(liang)(liang)使(shi)用(yong)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)結(jie)算(suan)。解決這(zhe)些(xie)問題(ti)需(xu)要相(xiang)關(guan)部(bu)門(men)推(tui)(tui)出一(yi)(yi)攬(lan)子(zi)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)支(zhi)付(fu)(fu)解決方案，比如(ru)在(zai)(zai)國(guo)(guo)(guo)外(wai)(wai)積極(ji)推(tui)(tui)廣(guang)(guang)中(zhong)(zhong)國(guo)(guo)(guo)的(de)(de)(de)(de)(de)(de)支(zhi)付(fu)(fu)工(gong)具，同(tong)時(shi)(shi)鼓勵國(guo)(guo)(guo)外(wai)(wai)支(zhi)付(fu)(fu)平臺(tai)(tai)開通(tong)(tong)(tong)(tong)跨(kua)(kua)(kua)(kua)(kua)境(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)(jing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)民(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)(min)幣(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)(bi)支(zhi)付(fu)(fu)功能。
最近半年來人(ren)(ren)(ren)民(min)幣(bi)持續升(sheng)值給外(wai)貿(mao)企業帶來匯(hui)(hui)率成(cheng)本壓力。順勢而為(wei)，人(ren)(ren)(ren)民(min)幣(bi)結(jie)算(suan)(suan)作(zuo)為(wei)降低企業匯(hui)(hui)率風險的(de)根本之策(ce)正在加速推(tui)進(jin)。自2月4日起，由人(ren)(ren)(ren)民(min)銀行、商(shang)務部等六部門聯(lian)合發布的(de)《關于進(jin)一(yi)步(bu)優化(hua)跨(kua)境人(ren)(ren)(ren)民(min)幣(bi)政策(ce)支持穩外(wai)貿(mao)穩外(wai)資(zi)的(de)通知》將正式實施(shi)，推(tui)動更高水(shui)平貿(mao)易投(tou)資(zi)人(ren)(ren)(ren)民(min)幣(bi)結(jie)算(suan)(suan)便利化(hua)，進(jin)一(yi)步(bu)簡(jian)化(hua)跨(kua)境人(ren)(ren)(ren)民(min)幣(bi)結(jie)算(suan)(suan)流程。
人民幣(bi)結算加速推進
2020年(nian)，人民(min)(min)幣(bi)(bi)匯(hui)率一路(lu)走高。中國人民(min)(min)銀行(xing)貨(huo)幣(bi)(bi)政策司司長孫國峰1月15日介紹(shao)，2020年(nian)末人民(min)(min)幣(bi)(bi)對美元匯(hui)率比上年(nian)末升值6.9%，人民(min)(min)幣(bi)(bi)對一籃子貨(huo)幣(bi)(bi)升值約4%。
“人民幣持續升值，加上(shang)原(yuan)材料價格上(shang)漲、海(hai)運(yun)費(fei)飆升，不(bu)斷蠶(can)食著外貿企(qi)業的利潤。”寧波如(ru)意股(gu)份有限(xian)公司外銷(xiao)部副總經理施敏雪(xue)在(zai)接受國際商報(bao)記者采(cai)訪時如(ru)是說。
面對這一形勢，國(guo)家及地方層面引導(dao)人民幣(bi)結算的步伐在加速。
截(jie)至2020年(nian)(nian)年(nian)(nian)末，辦理跨(kua)(kua)境(jing)(jing)人(ren)民(min)幣結(jie)算金額4.12萬億元，同比(bi)增長26.2%，占本外幣的比(bi)例達40.1%……這是(shi)中國人(ren)民(min)銀行(xing)廣(guang)州分(fen)行(xing)1月14日發布的廣(guang)東2020年(nian)(nian)經濟金融數據。廣(guang)州分(fen)行(xing)已將跨(kua)(kua)境(jing)(jing)人(ren)民(min)幣更高水平便利(li)化試點由自貿試驗(yan)區(qu)拓展到大灣區(qu)，截(jie)至2020年(nian)(nian)末已有563家廣(guang)東不含深圳企(qi)業納入名(ming)單。2020年(nian)(nian)，人(ren)民(min)幣成為廣(guang)東第(di)(di)二大跨(kua)(kua)境(jing)(jing)結(jie)算貨幣，并超越美元成為粵港澳大灣區(qu)第(di)(di)一大跨(kua)(kua)境(jing)(jing)結(jie)算貨幣。
作為(wei)外貿大(da)(da)省，人民幣(bi)成為(wei)廣(guang)東第一大(da)(da)跨境結(jie)(jie)(jie)算(suan)貨幣(bi)意義重大(da)(da)。從(cong)全(quan)國來(lai)看，自(zi)2011年(nian)跨境貿易人民幣(bi)結(jie)(jie)(jie)算(suan)境內地域范圍擴大(da)(da)至(zhi)全(quan)國以來(lai)，人民幣(bi)跨境結(jie)(jie)(jie)算(suan)就(jiu)駛上(shang)了快車(che)道，這為(wei)企業規避匯率風險帶來(lai)利好。
尤其是今年，人民幣(bi)跨(kua)(kua)境(jing)結算在快車道上再次“提速”1月(yue)4日，《關于進一步優化跨(kua)(kua)境(jing)人民幣(bi)政策支持穩外(wai)(wai)貿(mao)穩外(wai)(wai)資的(de)通知》發布；1月(yue)5日，中國人民銀行、國家(jia)外(wai)(wai)匯管理(li)局決定將境(jing)內企(qi)(qi)業境(jing)外(wai)(wai)放款的(de)宏觀審慎調節系數由(you)0.3上調至0.5，境(jing)內企(qi)(qi)業境(jing)外(wai)(wai)放款的(de)上限相(xiang)應提高。
業(ye)內人士認為，在中(zhong)國大力推(tui)進人民(min)(min)幣(bi)國際化的(de)(de)當下，便利的(de)(de)跨(kua)境人民(min)(min)幣(bi)結算政策能有力推(tui)動跨(kua)境人民(min)(min)幣(bi)在更多場景中(zhong)使(shi)用。外貿企業(ye)迎來了推(tui)廣使(shi)用人民(min)(min)幣(bi)結算的(de)(de)有利時(shi)機，這(zhe)將進一步(bu)增強(qiang)外國客(ke)戶使(shi)用人民(min)(min)幣(bi)結算的(de)(de)意愿。
中(zhong)國(guo)人(ren)民(min)(min)銀行發布的《2020年(nian)(nian)人(ren)民(min)(min)幣國(guo)際化(hua)報告》顯示，2019年(nian)(nian)，銀行代客(ke)人(ren)民(min)(min)幣跨(kua)(kua)境收付(fu)金(jin)額合計19.67萬億元(yuan)，同(tong)比增(zeng)長24.1%，意(yi)味著人(ren)民(min)(min)幣跨(kua)(kua)境使用逆勢持(chi)續快速增(zeng)長，收付(fu)金(jin)額創歷史新(xin)高。人(ren)民(min)(min)幣在主要國(guo)際支付(fu)貨幣中(zhong)排第(di)5位，市(shi)場份額為1.76%。
除了有利的(de)(de)政策環(huan)境，中國當前推動人(ren)(ren)(ren)民(min)幣(bi)(bi)結算還(huan)有一個有利因素：全(quan)球對人(ren)(ren)(ren)民(min)幣(bi)(bi)和人(ren)(ren)(ren)民(min)幣(bi)(bi)資(zi)產持(chi)有的(de)(de)意愿在持(chi)續上升。中國銀行(xing)最新(xin)發布的(de)(de)2020年(nian)一季度離岸(an)人(ren)(ren)(ren)民(min)幣(bi)(bi)指(zhi)數(ORI)顯示，得益于(yu)相(xiang)對穩定的(de)(de)匯率表現、相(xiang)對具有吸引(yin)力的(de)(de)資(zi)產收益和相(xiang)對穩定的(de)(de)資(zi)本(ben)市場，境外(wai)(wai)持(chi)有人(ren)(ren)(ren)民(min)幣(bi)(bi)資(zi)產的(de)(de)意向(xiang)進一步(bu)提升。2020年(nian)一季度末，多數離岸(an)人(ren)(ren)(ren)民(min)幣(bi)(bi)市場的(de)(de)人(ren)(ren)(ren)民(min)幣(bi)(bi)存款余(yu)額增長，境外(wai)(wai)央行(xing)將人(ren)(ren)(ren)民(min)幣(bi)(bi)資(zi)產納入官方儲備資(zi)產的(de)(de)規模折合2215億美元(yuan)，創下歷史新(xin)高。
新業態受關注
細(xi)覽六部門(men)聯合發布的(de)《通知》，亮(liang)點(dian)頗多，其中就包括支持貿易新業態跨境人(ren)民幣結算。
受新冠肺炎疫(yi)情(qing)沖擊，跨(kua)境(jing)電(dian)商等新業(ye)態(tai)發展迅猛(meng)。海(hai)關(guan)總署(shu)發布的(de)最新統計數據顯示，2020年，外(wai)貿新業(ye)態(tai)蓬勃發展，全(quan)年跨(kua)境(jing)電(dian)商進出口1.69萬億元，增(zeng)長31.1%，成(cheng)為穩外(wai)貿的(de)重(zhong)要力量。相關(guan)企業(ye)通過人(ren)民幣結算降低匯兌成(cheng)本(ben)的(de)需求也更加迫切。
新光數字貿易(yi)研究(jiu)院(yuan)院(yuan)長林智勇在接(jie)受國(guo)際商(shang)報記者采訪時表(biao)示，當前(qian)，跨(kua)境零售平臺主要通過第三(san)方支付平臺信用卡收(shou)款，然后進(jin)行結匯和中國(guo)國(guo)內收(shou)款服務。新的政策(ce)有利(li)于跨(kua)境電商(shang)平臺開展(zhan)人(ren)民幣結算業務。
與(yu)此同時，林智勇直言，目前跨(kua)境人(ren)(ren)(ren)民(min)(min)幣支(zhi)(zhi)付(fu)(fu)主要(yao)滿足(zu)大宗(zong)貿(mao)易等需要(yao)，隨著新業態快速發展，跨(kua)境電(dian)商(shang)的人(ren)(ren)(ren)民(min)(min)幣結(jie)(jie)算應受(shou)到更多重視(shi)。當前，跨(kua)境電(dian)商(shang)平臺使(shi)用人(ren)(ren)(ren)民(min)(min)幣結(jie)(jie)算的主要(yao)難(nan)點(dian)在(zai)于(yu)用人(ren)(ren)(ren)民(min)(min)幣定價難(nan)和(he)國外支(zhi)(zhi)付(fu)(fu)公司尚未大量使(shi)用人(ren)(ren)(ren)民(min)(min)幣結(jie)(jie)算。解決這些問題需要(yao)相關部門推出一(yi)攬子跨(kua)境人(ren)(ren)(ren)民(min)(min)幣支(zhi)(zhi)付(fu)(fu)解決方案，比如(ru)在(zai)國外積(ji)極推廣中國的支(zhi)(zhi)付(fu)(fu)工具，同時鼓勵國外支(zhi)(zhi)付(fu)(fu)平臺開通跨(kua)境人(ren)(ren)(ren)民(min)(min)幣支(zhi)(zhi)付(fu)(fu)功能。
2023-02-22
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